Why Choose Us | 85 Cash
85 Cash is a free loan-request service, not a lender. We do not make credit decisions.
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Free to request · Not a lender

Installment loan offers up to $5,000

One free request. Get matched with lenders in our network.

  • One short formShare your details once instead of applying lender by lender.
  • No impact to requestSubmitting a request does not affect your credit score.
  • No obligationReview the APR, fees and total cost, then decide.
Free to useWe don't charge you to submit a request or be matched.
Not a lenderLenders in our network set rates, fees and approval.
Borrow responsiblyAPRs from 4.95% to 35.95%. Compare total cost before you accept.

Why Choose 85 Cash?

Shopping for a loan can mean filling out the same information on site after site. 85 Cash lets you submit one free request and be connected with lenders in our network who may be able to make you an offer.

1. One simple request

Our online form takes a few minutes. Instead of applying with lenders one by one, you share your information once and we pass it to lenders in our network.

2. Installment loans with clear limits

Lenders in our network offer installment loans repaid in scheduled payments, with APRs from 4.95% to 35.95% and terms from 3 to 84 months. Loans are not rolled over or renewed.

3. Full disclosure before you decide

Any lender that makes you an offer must show you the APR, fees, payment schedule, and total cost before you sign. We encourage you to compare these with other options available to you.

4. Free, with no obligation

Using 85 Cash costs you nothing, and submitting a request does not obligate you to accept any offer. You can decline any offer that does not fit your needs.

5. Secure online process

Our pages use encrypted connections (HTTPS) to protect the information you submit. See our Privacy Policy for how we collect, use, and share your information.

Borrow responsibly

A loan is a serious financial commitment. Borrow only what you need and can repay on schedule. If you are dealing with ongoing debt problems, a nonprofit credit counselor may be able to help.

Ready to see your options?

One free request. No obligation to accept any offer.

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